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Critical Illness
Critical Illness Insurance... so you can focus on recovering The Critical Illness Benefit option pays you a lump sum if you suffer any of the critical illness conditions listed in the Product Disclosure Statement including cancer, heart attack and stroke – providing a lump sum payment to adjust your lifestyle, replace lost income, meet mortgage repayments and ensure the best chance at a healthy recovery. TOWER's Accelerated Critical Illness Benefit option provides a lump sum payment if the life insured is diagnosed with any of the listed conditions:
· Heart conditions: o Angioplasty *# o Angioplasty – Triple Vessel* o Cardiomyopathy o Coronary Artery Bypass Surgery* o Heart Valve Surgery* o Major Abdominal Aortic Surgery* o Myocardial Infarction (Heart Attack)* o Primary Pulmonary Hypertention · Neurological conditions o Alzheimer’s Disease o Cerebrovascular Accident (Stroke)* o Coma o Dementia o Encephalitis and Meningitis o Major Head Trauma o Motor Neuron Disease o Multiple Sclerosis o Muscular Dystrophy o Paralysis o Parkinson’s Disease o Meningococcal Disease · Blood disorders o Aplastic Anaemia o Occupationally and Medically Acquired HIV · Cancer o Benign Brain Tumour o Cancer* o Carcinoma In Situ*+ o Chronic Lymphocytic Leukaemia*+ o Melanoma*+ · Organ disorders o Chronic Liver Failure o Chronic Lung Failure o Chronic Renal Failure (Kidney Failure) o Major Organ Transplant o Severe burns · Permanent conditions o Loss of independent existence o Loss of limbs o Loss of speech o Total blindness o Total deafness * These conditions are not covered until 90 days after the commencement of the policy and are not covered under the Accelerated Protection interim cover – for more information on interim cover speak to a TIS staff member. + These conditions have a maximum payment of $25,000. #This condition has a maximum payment of $50,000. |
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