What's Your Lifestage?

Young singles

You’re independent, working hard and living it up, but have you ever stopped to consider what you would do if illness or injury prevented you from earning an income? The lifetime impact of illness or injury preventing your from earning an income can be financially devastating. Income protection can protect 75% of your normal ongoing income up to age 65, providing you with a monthly income stream if you are disabled due to illness or injury.

Young Couples

The two of you are good together and keen to build a future, that’s why it’s important to look after each other no matter what happens. If you’re thinking of buying a house together Life, Total Disability and Critical Illness Insurance can provide a lump sum payment that can pay-out the mortgage if disaster strikes – making sure that you lose the mortgage and not the house.

Young Families

If you’re looking after young children, don’t leave it until tomorrow to protect their future. Life Insurance is the simplest and most economical way to ensure there is money to continue to care for your children, clear the mortgage, and provide future income for your family.

Established Families

It may have taken years but your finally on top of the mortgage and the kids are fast approaching independence, but don’t risk relying on income alone. Critical Illness Insurance provides a lump sum payment if the person insured is diagnosed with one of the listed critical illness conditions, providing money to readjust your lifestyle, clear the mortgage, or to spend as you please so you can focus on recovery without hastily liquidating assets or spending retirement savings.

Mature Singles

You’re independent with the freedom to enjoy more of what life has to offer; don’t over look the importance of reviewing your financial security. With one in three men and one in four women being directly affected by cancer before the age of 75^ the risk of suffering a critical illness is high. Fortunately, the rate of survival is improving and in fact the survival rate for many common cancers has increased by more than 30% in the last two decades^. Critical Illness Insurance can provide a lump sum payment so you can afford to adjust your lifestyle and focus on recovering at your own pace.

^ The cancer council Australia